The timing of investments in a Systematic Investment Plan (SIP) significantly influences wealth accumulation. For instance, Aman began investing ₹5,000 monthly at age 25 and, at a 12% return, amassed a corpus of ₹2.75 crore by age 60, having invested ₹21 lakh. In contrast, Rahul, who started at 30, accumulated ₹1.54 crore from an investment of ₹18 lakh. Rohit, starting at 35 and investing ₹10,000 monthly, ended up with ₹1.7 crore from a total investment of ₹30 lakh. This disparity highlights the crucial role of compounding over time. Delayed investments not only reduce the corpus but also forfeit the benefits of rupee cost averaging, which allows investors to buy more units when prices are low. To mitigate the effects of delayed investing, strategies like the step-up method—where investment amounts increase annually—and making lump-sum contributions during bonuses can be effective. Ultimately, the lesson is clear: in investing, starting early is more advantageous than investing larger amounts later.