In a viral video, finance advisor Udayan Adhye claims that raising a child in a metro city in India could cost parents around ₹6.75 crore (approximately $810,000 USD). He attributes this staggering figure to rising inflation in education and lifestyle expenses. Adhye explains that many parents underestimate long-term costs by relying on traditional child investment plans that yield modest returns, while education-related expenses continue to escalate. He highlights that school fees are increasing at a rate of 10-12% annually, effectively doubling the costs every six years. For instance, a college degree that currently costs about ₹20 lakh could rise to nearly ₹1.6-2 crore by the time a child turns 18. Adhye emphasizes that the total cost of parenting extends beyond tuition fees, encompassing expenses like sports, music lessons, vacations, and healthcare. He notes that the estimate can vary based on individual lifestyle choices and educational aspirations. The video has sparked widespread discussion, with many viewers requesting the “child calculator” mentioned by Adhye to better understand the financial implications of raising a child.