In March, property investor borrowing in Australia surged by 9.6%, the fastest rate in a decade, according to the Reserve Bank of Australia. This increase represents a total of $42 billion in loans over the past year, even as owner-occupier loan growth slowed due to rising mortgage costs. Alannah Comer, a Sydney-based investor, shared her experience of purchasing property despite the changing interest rate landscape, indicating a strong belief in the market's resilience. While investor applications have increased, first home buyer applications have dropped by a third following recent interest rate hikes. Major banks like ANZ and NAB reported that investors accounted for more than 40% of new home loans, highlighting a shift in the market dynamics. Economists anticipate further rate hikes, which could lead to a slowdown in investor activity as affordability becomes a concern for lower-income earners.