Raymond Zeng, a 24-year-old software engineer at Meta in the San Francisco Bay Area, exemplifies a minimalist lifestyle despite earning over ₹3 crore annually. He chooses to live simply, owning no car, couch, or TV, and describes his home as 'Spartan' with minimal furniture, consisting of just a desk and a Roomba. Zeng prioritizes saving and investing, with a monthly take-home income of around ₹4 lakh after taxes, allowing him to save between ₹5 lakh and ₹19 lakh each month depending on bonuses. He allocates ₹38,000 to ₹48,000 monthly for travel and personal interests, often utilizing credit card rewards to offset costs. One of his primary goals is to retire by age 30, with aspirations to build investments worth over ₹2 crore by then and potentially ₹60 crore by the age of 40. Zeng's philosophy is rooted in the FIRE (Financial Independence, Retire Early) community, emphasizing the importance of intentional living and prioritizing experiences over material goods.