Meta Engineer Earning ₹3 Crore Embraces Minimalist Lifestyle Without Luxury Items
‘Lifestyle Is Intentional’: Meta Software Engineer Earning Rs 3 Crore Says He Owns No Car, Couch Or TV

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Raymond Zeng, a 24-year-old software engineer at Meta in the San Francisco Bay Area, earns over ₹3 crore annually but lives a minimalist lifestyle. He prioritizes saving and investing over material possessions, owning no car, couch, or TV, and aims to retire by 30.
- 01Raymond Zeng earns approximately ₹7.6 lakh monthly, with total annual earnings exceeding ₹3 crore, primarily from bonuses and stock options.
- 02He describes his lifestyle as 'Spartan,' owning only minimal furniture, including a desk and a Roomba.
- 03Zeng allocates ₹38,000 to ₹48,000 monthly for hobbies and travel, using credit card rewards to minimize expenses.
- 04He aims to retire by age 30, projecting investments of over ₹2 crore by then and potentially ₹60 crore by 40.
- 05Zeng emphasizes intentional living, focusing on experiences rather than accumulating material possessions.
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Raymond Zeng, a 24-year-old software engineer at Meta in the San Francisco Bay Area, exemplifies a minimalist lifestyle despite earning over ₹3 crore annually. He chooses to live simply, owning no car, couch, or TV, and describes his home as 'Spartan' with minimal furniture, consisting of just a desk and a Roomba. Zeng prioritizes saving and investing, with a monthly take-home income of around ₹4 lakh after taxes, allowing him to save between ₹5 lakh and ₹19 lakh each month depending on bonuses. He allocates ₹38,000 to ₹48,000 monthly for travel and personal interests, often utilizing credit card rewards to offset costs. One of his primary goals is to retire by age 30, with aspirations to build investments worth over ₹2 crore by then and potentially ₹60 crore by the age of 40. Zeng's philosophy is rooted in the FIRE (Financial Independence, Retire Early) community, emphasizing the importance of intentional living and prioritizing experiences over material goods.
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