With gold prices in India climbing sharply, the risk of theft and loss has become a pressing concern for many households. Financial expert Sarthak Ahuja emphasizes the importance of gold insurance, suggesting that a modest annual expense of ₹1,000 to ₹5,000 could safeguard valuable jewellery worth lakhs. He outlines three primary methods to insure gold: a home insurance policy with a jewellery add-on, which covers risks like theft and fire; a standalone all-risk jewellery insurance policy that provides broader coverage, including incidents outside the home; and promotional insurance offered by jewellers during significant purchases. Ahuja also highlights the necessity of proper documentation for claims, including photographs and valuation certificates. As gold prices are projected to rise further, with historical increases of 8% to 12% annually, securing this asset is becoming increasingly essential. Recently, the Indian government raised import tariffs on gold and silver, leading to a 7% increase in gold futures prices to ₹164,497 per 10 grams and an 8% surge in silver futures to ₹301,429 per kg.