L&T Finance Achieves Record Annual Profit of ₹3,003 Crore in FY26
L & T Finance Records Highest Ever Consolidated Annual PAT of Rs. 3,003 Cr. (before effect of Labour Code Considered in Q3FY26) in FY26, up 14% YoY
Business Standard
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L&T Finance Ltd. (LTF) reported a record consolidated Profit After Tax (PAT) of ₹3,003 crore for the financial year ending March 31, 2026, marking a 14% increase year-on-year. The company also achieved its highest ever retail disbursements at ₹83,213 crore, up 39% YoY, reflecting strong growth in the retail finance segment.
- 01L&T Finance recorded a consolidated PAT of ₹3,003 crore for FY26, a 14% increase YoY.
- 02The company achieved its highest annual retail disbursements of ₹83,213 crore, up 39% YoY.
- 03For Q4 FY26, LTF's PAT reached ₹807 crore, reflecting a 27% increase YoY.
- 04The retail book increased to ₹1,19,508 crore, a 26% rise compared to the previous year.
- 05The company is implementing its 'Lakshya 2031' strategy to enhance technology and growth.
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L&T Finance Ltd. (LTF), a prominent Non-Banking Financial Company in India, reported its highest ever consolidated Profit After Tax (PAT) of ₹3,003 crore for the financial year ending March 31, 2026, representing a 14% increase year-on-year. In the fourth quarter, the company recorded a PAT of ₹807 crore, up 27% compared to the same period last year. The retail finance segment showed robust growth, with retail disbursements reaching ₹83,213 crore, a significant 39% increase YoY, and the highest quarterly disbursements recorded at ₹24,107 crore, up 62% for Q4 FY26. The retail book grew to ₹1,19,508 crore, reflecting a 26% increase from FY25. To further enhance its operations, LTF is transitioning to an AI-enabled lending model and has outlined its new strategic plan, 'Lakshya 2031,' aimed at achieving sustainable growth while maintaining consistent returns.
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The strong financial performance of L&T Finance may lead to increased lending capacity, benefiting consumers seeking loans and financial services.
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