The Indian government's flagship Jan Suraksha programmes, which include the Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) and Pradhan Mantri Suraksha Bima Yojana (PMSBY), are under review for a potential increase in insurance coverage from ₹2 lakh to ₹5 lakh. Launched on May 9, 2015, these schemes have provided essential financial protection to low-income households and workers in the informal economy, enrolling nearly 57 crore adults over the past decade. The Department of Financial Services is currently evaluating the financial implications of this proposed increase, focusing on affordability and premium pricing. The move comes in response to rising healthcare costs and inflation, aiming to enhance the safety net for economically vulnerable families, particularly in rural areas. While any increase in coverage will likely require adjustments to premium rates, officials are committed to ensuring that the schemes remain affordable. The discussions are set against the backdrop of the 10-year anniversary of the Jan Suraksha initiatives, which have become a significant part of India's social security framework.