The District Consumer Disputes Redressal Commission in Mohali has mandated Universal Sompo General Insurance Company to compensate ₹4 lakh to Anoop Singh Garwal, a resident of Chandigarh, for damage to his luxury car's sunroof. The damage occurred on May 25, 2023, when a flower pot fell on the parked Mercedes-Benz. Garwal filed an insurance claim the following day, but the insurer rejected it on July 5, 2023, claiming misrepresentation and suggesting that the evidence was fabricated. However, the commission found that the insurer's refusal lacked justification, particularly since their own survey reported the damage at ₹6.47 lakh. The commission also noted that past service records regarding the sunroof did not warrant the claim's rejection. Ultimately, the complaint against the car service provider was dismissed, and the insurer was instructed to make the payment within 30 days, or face interest charges of 6% per annum thereafter.