Klover is a financial technology app designed to provide cash advances, allowing users to access up to $750 without interest or late fees. Users create an account, link their bank, and request advances based on eligibility. Klover offers a free standard delivery option that can take up to three business days, while immediate delivery incurs a fee. The app also features a points system that rewards users for engaging with content and completing tasks, which can unlock higher advance amounts. Klover Plus, an optional subscription, offers budgeting tools for $9.99 per month. However, Klover's business model relies on user data, raising privacy concerns. Customer feedback on platforms like Trustpilot and the Better Business Bureau indicates a mix of positive and negative experiences, particularly regarding support responsiveness and unexpected charges. Overall, Klover can be beneficial for users needing occasional cash advances but may not suit those prioritizing privacy or requiring immediate funds frequently.