The Education Department under Donald Trump is considering a significant policy shift that would restrict federal student loan access for college programs leading to low-paying jobs. Under the proposed rule, undergraduate programs would lose eligibility if their graduates earn less than a high school graduate, while graduate programs must yield higher earnings than the average bachelor's degree holder. This could affect a vast number of programs, with an estimated 75.6% of culinary and personal services programs likely to be disqualified. The American Council on Education, along with nearly 40 other organizations, has voiced concerns over the proposal, arguing it relies on flawed metrics and could harm students. Additionally, the Association for Biblical Higher Education has requested exemptions for religious studies programs, fearing significant funding cuts to faith-based institutions. The Education Department is currently reviewing public comments on the proposal, which follows recent changes to federal student loan limits for graduate students, capping loans at $20,500 annually for most and $50,000 for professional programs like law and medicine.